Autonomous trade operations across Europe

You own the trade. MertAGI runs the operation.

MertAGI is the autonomous trade operating partner for European physical-goods merchants: a complete AI organization for sourcing, verification, negotiation, sales, logistics, finance and audit.

Merchant in authority. MertAGI in operation.

The approved product is presented here. Merchant access opens on 1 October 2026; before then, login, onboarding, billing and dashboard entry use the whitelist/access-date flow and create no account.

Controlled demo: this static DEV/TEST artifact uses no live merchant data and cannot create an account, order, payment, message or counterparty effect.

MertAGI Operator

One conversation establishes the company.

Operator guides company identity and UBO/KYB, a merchant-owned bank or PSP, cash and credit capacity, supplier terms, buyer prepayment, countries, products, risk, autonomy and the Xnod identity into a Company Twin and versioned Merchant Mandate.

01 · Advise

Research and recommend

No external effect.

02 · Prepare

Build the complete action

Request merchant approval.

03 · Execute

Act within mandate

Escalate only exceptions.

04 · Full operation

Run the operation

Every legally delegable and provider-supported action expressly authorized by the Merchant Mandate.

Xnod · eXecutable Networked Organization Domain

MertAGI is the intelligence. Xnod is the company it brings to life.

Verified company boundary

Company identity, KYB profile, policies, data, budget and autonomy remain isolated for the merchant.

Public commerce domain

acme.xnod.ai, storefront, catalog, merchant-owned checkout, approved channels and email.

Complete operating crew

Sourcing, sales, negotiation, merchandising, ERP, logistics, finance, evidence and audit under one mandate.

Prepaid-first economics

Two ledgers. One visible limit. A hard stop.

Merchant Trade Capacity

The merchant's cash, bank/PSP funds, credit, supplier terms, buyer prepayment, inventory and working capital. It remains merchant property.

MertAGI Operating Balance

Prepaid membership, usage and event-level fee reservations. Paid monthly plans are charged in advance.

Operational Credit Buffer

An optional, merchant-specific, visible and interest-free negative limit set by a platform administrator. Used buffer is an amount due from the merchant. Automated warnings precede the floor; the next top-up repays buffer use first.

At the configured floor, every new or ongoing fee-bearing autonomous trade operation hard-stops.

The Tariff-Based Execution Success Fee is reconciled at the Trade Completion Event: the later of cleared customer funds and the merchant satisfying its delivery milestone. It is then earned and non-refundable. Later returns, refunds, chargebacks or merchant concessions do not reverse it.

Merchant access · 1 October 2026

Join the whitelist before access opens.

Until 1 October 2026, login, onboarding, billing, dashboard access and Xnod provisioning use the whitelist/access-date flow and create no merchant account.

This narrative prototype does not submit an application, create an account or navigate to a dashboard.